HEALTH INSURANCE OPEN ENROLLMENT CAN BRING QUESTIONS AND CONFUSION
 
Mid-October starts the Open Enrollment season. This is when you can make changes to your current health insurance plan. The information below covers government administered health insurance including: Medicare; NM State Employees & employees of Local Public Bodies; and people insured by ACA (Obamacare) insurance through BeWellNM.com. 
 
If Medicaid is your health plan check your annual recertification date through yes.nm.gov. 
 
If you have private health insurance or insurance from a non-government employer check with your insurance company, they set the open enrollment dates for those plans. 
 
Watch Out for Scams
During Open Enrollment, you'll see lots of ads on TV, in emails, in the mail, and on social media. Be careful! Scammers use this busy time to trick people. They pretend to help you find insurance, but they really want to steal your information or money.
 
Get Free Help
New Mexico has free helpers who can guide you through choosing or updating a health plan. Remember: These helpers only care about finding the right plan for YOU! See below for more details.
 
Medicare (for people 65 and older) - Open Enrollment: October 15 - December 7
Go to in-person events (see list below for locations near you)
Call SHIP counselors on 1-800-432-2080.
SHIP stands for State Health Insurance Assistance Program
They give free advice and don't sell insurance.
Use this helpful form to prepare: Medicare-Organizer.pdf .
 
Medicare Fall Open Enrollment One-on-One SHIP Counseling Events: 
 
Santa Fe County
Rufina Meal Site
11/10/2025 10:00 AM - 3:00 PM
2323 Casa Rufina Rd, Santa Fe, New Mexico
 
Edgewood Senior Center 
10/31/2025 10:30 AM - 1:00 PM
114 Quail Trail, Edgewood, New Mexico
 
Torrance County
Moriarty Senior Center
10/27/2025 11:30 AM - 2:00 PM 
120 Roosevelt Ave, Moriarty, New Mexico
 
Valencia County
Belen Senior Center 
11/03/2025 10:00 AM - 1:00 PM
715 S. Main Street, Belen, New Mexico
  
Fred Luna Multigenerational Center 
11/21/2025 9:00 AM - 12:00 PM
197 Don Pasqual, Los Lunas, New Mexico
 
Meadow Lake Community Center 
12/02/2025 10:00 AM - 3:00 PM
100 Cuerro Lane, Los Lunas, New Mexico
 
State & Local Public Body (LPB) Employees - Open Enrollment: October 20 - November 20
Note: This enrollment is for a six-month period from January 1, 2026 - June 30, 2026. This will align the State Employee insurance with the State’s Fiscal Year. 
 
BeWellNM (New Mexico's ACA health insurance) - Open Enrollment: November 1 - January 15, 2026
 
Join virtual (online) events every Wednesday in November plus Friday the 14th & 21st and Monday the 24th. Find the times and links here: https://bewellnm.com/events/ 
Sign up for text reminders: Text "JOIN" to 844-515-5554
Call 833-To-BeWell for help.
Make an appointment online at: Schedule an Appointment - BeWellNM